How To Finally Rid Yourself Of Debt
The holiday season is a wonderful family-filled time of year, but it can also be a very stressful time, financially. The presents are getting more extravagant, there are parties and dinners to attend, and everything this time of the year becomes more and more expensive.
It's easy to feel overwhelmed by the cost and end up maxing out your credit card or taking out a personal loan just to get through the holidays. It feels like an okay option because of course, you will be able to pay it back over the next few months...
But then the repayments are more than you expected. The APR, that looked reasonable, is now a whopping 20%, and that's just the best deal for near-prime consumers. Then you get caught in the minimum repayment trap where you're really only paying off the interest and charges, with very little coming off your actual debt; a vicious cycle where your debt never ends.
If this sounds all too familiar, don't feel alone - there are so many people in the same situation. About 43.9% of households in the states have an outstanding credit card balance, along with the national household debt standing at over $13.86 trillion.
If this sounds like your situation, you may be considering options such as financial counselors, debt consolidation programs, or even bankruptcy! But these often do more bad than good.
What can help you is a national debt relief program like Pacific Debt. Pacific Debt's objective is to reduce your debt and monthly payments with its national debt relief program. How do they do this?
Once you are eligible and apply through their website, you will get a free consultation. Pacific Debt's certified debt counselor will explain all your debt solutions and options along with setting up an affordable payment plan that fits your budget. From there, your Account Manager and Debt Specialist will work with you and your creditors to negotiate lower payments and debt that you can afford.
Once you are enrolled in Pacific Debt's program, you can rest assured that their debt specialist team will work relentlessly to reduce your debts. The best part is that if you follow their program, you could be debt-free in as little as 24-48 months. Sounds a lot better than the years of debt that you would be facing without them.
Check out Pacific Debt's national debt relief program today and give yourself the gift of being debt-free this holiday season.
Debt can be a huge pull on moving forward with your life, so if you have any concerns, Pacific Debt will answer all of your questions, judgement-free. The first step in the debt settlement process is the free phone consultation. Give them a call at (844) 997-0475 to see how they can help you.
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