Don't let your Boomer family get you down.
Thanksgiving has always been about food.
We suffer through the awkward small talk and often anti-climactic football games for the sake of the meal that awaits us at the end of the day, and even then that "meal" is representative of ethnic cleansing and genocide. But there are a few other pros that lay outside of gorging yourself on mashed potatoes. The holiday always falls on a Thursday, which means you always have a four day weekend. Black Friday is also the following day, so despite whatever infuriating experiences you may have on Thanksgiving with your family, you can at least rest easy knowing you can go out and buy enough stuff to numb the pain.
These reasons alone are enough to warrant celebration. So while you clench your jaw through what is almost guaranteed to be a painfully long afternoon, why not curate some music to help elevate your mood and remind yourself that a four day weekend of relaxation awaits?
"Thank U" By Alanis Morrisette
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Income loss is at an all-time high.
That would be stressful enough, but what makes the situation even worse is banks are slashing credit limits and tightening credit standards due to economic uncertainty and low-risk tolerance, oftentimes without notice.
People are more likely to use a greater percentage of their available credit each month, when dealing with the loss of steady income, and are maxing out their credit cards much faster, which can have a negative effect on their credit score in the long run due to an increase in your debt-to-limit ratio.
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These times are tough for most people financially, especially if the credit limit reduction has affected you. No matter what your situation is, if you're in debt, Pacific Debt offers free consultations, and they'll answer all your questions, judgment-free. Why not give them a call? You have nothing to lose.