Whether you've been a pet parent for a long time and have learned the hard way or you're new to this, you should be considering pet insurance.
Vet visits are inevitable unexpected accidents and illnesses, which are already full of worry and stress before the bill even comes. Pet insurance gives you the peace of mind knowing that your pet will have help receiving the health care they need when they're hurt or sick, so you both can go back to enjoying all the park adventures and lazy sofa days knowing your furry baby's health is in good hands.
But which plan is right for you? Pet insurance is not standardized and with so many dog and cat insurance plans out there, it's important to know what each one covers.
To help make your search easier we compiled a list of the top insurance providers along with what their plans cover based on the information that the licensed provider shares;
Pumpkinis our top pick for many reasons. It covers so much, here's just a sip of what Pumpkin's plan covers as provided by Pumpkin on their website;
Apart from their great insurance plan, their optional add-on preventive care plan really helps them shine. Preventive care is how you get the most bang for your buck, and thanks to Pumpkinwe know it's essential. Pumpkin's preventive care pack fully covers 3 yearly essentials on every vet's list: an annual wellness exam, key vaccines, and select lab tests to detect parasites and the dangerous diseases they cause.
They also don't discriminate on the breed or old age of any pet; they accept all pets 8 weeks or older.
Embrace offers a plan that covers accidents, illnesses, alternative treatments, behavioral therapy, and prosthetic limbs, as well as an accident-only plan. Their plan is flexible and easily tailored to different needs and budgets.
Figo was founded in 2012 as part of Google's Tech Hub Network so it's ideal for tech-savvy pet owners, offering the Pet Cloud which makes it easy to file and track claims and video chat. Figo offers three plans; the lowest-tier plan has standard coverage for accidents and illnesses, alternative treatments, behavioral problems, prescriptions, hip dysplasia, as well as optional coverage for exam fees. The upper-tier plans add coverage for tracking down a lost pet.
Healthy Paws offers a single policy that covers hereditary and congenital conditions, emergency care, hospital stays surgeries, hip dysplasia for pets under age six (if the hip dysplasia is not a preexisting condition), physical therapy, and chiropractic services. Their plan doesn't strictly cover pre-existing conditions. Their customers comment mostly on excellent customer service and fast claims process.
Knowing exactly what your pet's health insurance covers and doesn't cover is so important and knowing that they truly care about pets.
Pumpkin's run by pet people who truly understand what your pets need. Pumpkin's plans were built with vets and they're designed to help pet parents plan and pay for the yearly essentials that keep pets healthy, while also being there for accidents, injuries, and illnesses that may occur.
When searching for pet insurance this year, make sure Pumpkin's plan and preventative care are on your research list.
Update: Take charge of your pet's health with Pumpkin Pet Insurance: Follow this link to Get Started Today!
Pumpkin Company Info: Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells. For more details visit pumpkin.care/underwriting-information. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. For full terms, visit pumpkin.care/customer. Pumpkin Preventive Essentials is not available in all states. Paid Endorsement - Pumpkin Insurance Services, Inc. is responsible for this advertisement.
